Is a debt paid when you send the payment, or when the finance company makes the entry and sends a statement? Oh who cares......

WE ARE DEBT FREE!!^*

Yes, on December 31, 2005 we made our first budget for the month of January 2006, and since that time we have:

• Sold a house, we moved in April 2005, and had two houses for about 10 months. Uck
• Completed Financial Peace University
• Paid off $38,637.29 in consumer debt consisting of 2 credit cards and 2 cars.
• Saved $7700 for emergencies, irregular bills, and HSA.
• Got a new job, having more fun, and making more money.
• Sold some stock of my previous employer.

For a grand total of:

$148,620.18 former debt in just 17 months!

Ok, perhaps including the bridge loan on the old house is overkill, but it's still good news.

* = Except for the house.