Yes, it has now been two years since I paid off my last consumer debt.

This last year Amy & I taught 3 Financial Peace University classes, and mostly just kept plugging along. My net worth went backwards this last 12 months, down $22,885, but that was just the stock market. We are set to pay off our house in less than 15 years, and we have more savings each month.

As I have posted earlier, I hate the phrase "as per". I just found more evidence in favor of my crusade. It's listed on the list of common English errors here: http://wsu.edu/~brians/errors/asper.html