So it has now been one year since we became debt free!

How has life changed? I must say as good as it felt to be debt free, it felt much better when we had 3 months of expenses saved as an emergency fund.

In the last year we have:

• Saved $16,000 as an emergency fund
• Saved $3000 for new furniture (and spent it on the new furniture.)
• Bought a cheap car and gave it away as a gift
• Saved $3300 for our vacation fund.
• Paid down the mortgage by $2311.24
• I was laid off from my job, and had enough money saved for 7 months
• Started a new job, just two weeks later, making slightly more than the old job.
• Opened a Roth IRA: $3935.35 contributed so far.
• Starting funding College Funds: $2576.82 so far.
• Our net worth has increased by $29,046.38 (despite the stock market doing so badly)

Thanks Dave

I don't know why this is so hard to find, but it is. I ended up following the suggestion of a google answers question and converting the javascript formula at http://www.csgnetwork.com/csgcolorsel4.html to C++. (Ok, it is just plain C).

// RGB are from 0..1, H is from 0..360, SV from 0..1
double maxC = b;
if (maxC < g) maxC = g;
if (maxC < r) maxC = r;
double minC = b;
if (minC > g) minC = g;
if (minC > r) minC = r;

double delta = maxC - minC;

double V = maxC;
double S = 0;
double H = 0;

if (delta == 0)
{
	H = 0;
	S = 0;
}
else
{
	S = delta / maxC;
	double dR = 60*(maxC - r)/delta + 180;
	double dG = 60*(maxC - g)/delta + 180;
	double dB = 60*(maxC - b)/delta + 180;
	if (r == maxC)
		H = dB - dG;
	else if (g == maxC)
		H = 120 + dR - dB;
	else
		H = 240 + dG - dR;
}

if (H<0)
	H+=360;
if (H>=360)
	H-=360;